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  <xs:element id="cbnk_LesseeOperatingLeaseLiabilityToBePaidYearFiveAndThereafter" abstract="false" name="LesseeOperatingLeaseLiabilityToBePaidYearFiveAndThereafter" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cbnk_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour" abstract="false" name="FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cbnk_LoanHeldForSaleNonaccrual" abstract="false" name="LoanHeldForSaleNonaccrual" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cbnk_FinancingReceivableIndividuallyEvaluatedForImpairmentRelatedAllowance" abstract="false" name="FinancingReceivableIndividuallyEvaluatedForImpairmentRelatedAllowance" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cbnk_MeasurementInputDiscountsToAppraisalsOrCashFlowsForEstimatedHoldingAndSellingCostsMember" abstract="true" name="MeasurementInputDiscountsToAppraisalsOrCashFlowsForEstimatedHoldingAndSellingCostsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cbnk_MeasurementInputDiscountsToAppraisalsForEstimatedHoldingAndSellingCostsMember" abstract="true" name="MeasurementInputDiscountsToAppraisalsForEstimatedHoldingAndSellingCostsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cbnk_ValuationTechniqueAppraisedValueAndDiscountedCashFlowMember" abstract="true" name="ValuationTechniqueAppraisedValueAndDiscountedCashFlowMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cbnk_ValuationTechniqueAppraisedValueMember" abstract="true" name="ValuationTechniqueAppraisedValueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cbnk_FinancingReceivableIndividuallyEvaluatedForCreditLossMeasurementInput" abstract="false" name="FinancingReceivableIndividuallyEvaluatedForCreditLossMeasurementInput" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="cbnk_RealEstateAcquiredThroughForeclosureMeasurementInput" abstract="false" name="RealEstateAcquiredThroughForeclosureMeasurementInput" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="cbnk_NoninterestBearingDepositLiabilitiesFairValueDisclosure" abstract="false" name="NoninterestBearingDepositLiabilitiesFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cbnk_InterestBearingDepositLiabilitiesFairValueDisclosure" abstract="false" name="InterestBearingDepositLiabilitiesFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cbnk_LongTermFederalHomeLoanBankAdvancesAndOtherBorrowingsFairValueDisclosure" abstract="false" name="LongTermFederalHomeLoanBankAdvancesAndOtherBorrowingsFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cbnk_ChurchStreetCapitalMember" abstract="true" name="ChurchStreetCapitalMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cbnk_CommercialBankMember" abstract="true" name="CommercialBankMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cbnk_OpenSkyMember" abstract="true" name="OpenSkyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cbnk_WindsorAdvantageTMMember" abstract="true" name="WindsorAdvantageTMMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cbnk_CapitalBankHomeLoansMember" abstract="true" name="CapitalBankHomeLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cbnk_RevenueFromContractWithCustomerIncludingAssessedTaxGross" abstract="false" name="RevenueFromContractWithCustomerIncludingAssessedTaxGross" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cbnk_RevenueFromContractWithCustomerServicingFees" abstract="false" name="RevenueFromContractWithCustomerServicingFees" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cbnk_SegmentReturnOnAssets" abstract="false" name="SegmentReturnOnAssets" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="cbnk_SegmentEfficiencyRatio" abstract="false" name="SegmentEfficiencyRatio" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="cbnk_CustomerListsAndTradeNamesMember" abstract="true" name="CustomerListsAndTradeNamesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cbnk_OtherSegmentAssets" abstract="false" name="OtherSegmentAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
